We're Covered by theONE - Professional Liability Insurance Program

Here is why we participate in theONE Professional Liability Insurance Program....

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theONE Type of Coverage
There is only one type of insurance that covers financial damages resulting from accident or negligence on the part of information destruction services. It is called Professional Liability Insurance. It is also often referred to as Errors and Omissions Insurance or Malpratice Insurance.

theONE Coverage Plan...
We have theONE Professional Liability Insurance because it is the only insurance specifically crafted for information destruction service providers.

This unique policy covers claims resulting from the misuse or mishandling of your records or documents, which may lead to violations* and transfer of intellectual property*. Any of these could be damaging to your business, but would NOT be insured without the proper professional liability policy in place. In addition, and most importantly, this policy provides indemnification for damages resulting from intentional acts of shredding contractor's employee's* and coverage for negotiable instruments*.

**OTHER PROFESSIONAL LIABILITY PROGRAMS MAY EXCLUDE THESE IMPORTANT COVERAGES.

Shredding - A Daily Responsibility
Every business discards informaton on a regular basis. The challenge is to ensure that information is protected from unauthorized access. This includes phone messages, daily transaction reports, customers lists, your business records, outdated floppy discs, computer CDs and even old computers. If they contain private information, it can bring harm to everyone involved, including employees, shareholders, customers and even you as the business owner or manager.

Easy Solutions
Proper destruction is not difficult, but it requires a commitment to the highest standards available. Your customers not only expect you to protect information, they demand it.

You have two choices when it comes to information destruction; shredding it youself or hiring a serivce to shred for you.

Shredding It Yourself
One common solution to information disposal is to buy one or more shredders. This solution works well if every employee is diligent in making sure they shred all discarded personal information, and if the shredder capacity is well-matched with the amount of materials that require shredding.

• Small shredders are not well suited to shred large volumes of materials. Even several boxes can pose quite a challege.
• Small, internal shredders ARE slow, so keep in mind that this process can be neglected by employees who are concentrating on other tasks.
• Self shredded material must be safeguarded at all times, even at disposal. Conventional office shredders produce pieces that can be reconstructed. Although cross cut shredders are preferable, reconstruction is still possible. Dumpster divers have all the necessary software needed to reconstruct and steal the information.

Experience has shown that strong managment support for proper information destruction is required to ensure employee compliance and attention to detail.

Hiring A Service To Shred For You
• Outsource shredding is growing in popularity and has become the preferred information destruction solution for many organizations big and small. Personal information needs to be properly destroyed no matter how small the office. Employees are often already responsible for many other important tasks. Outsourcing your business shredding IS more reliable, secure, and less expensive than doing it yourself.
• Not every shredding service takes security seriously. You should require that the service you choose screens their employees, has the proper insurance, and prevents unauthorized access to the material before and after it is shredded. Ask for documentation of this before you hire a shredding service provider. Make sure you are dealing with a reputable firm with the proper security and certification in place.

Require proof of certification. It is of the utmost importance.